FAQs

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What is a 401(k) plan and why might our company want to offer one?

A 401(k) plan is a type of retirement savings plan that allows employees to contribute a portion of their income to a tax-deferred account. By offering a 401(k) plan, your company can attract and retain employees, provide a valuable benefit, and potentially reduce taxes.

What are the costs associated with offering a 401(k) plan?

The costs of offering a 401(k) plan can include administrative and recorkeeping fees, investment management fees, and advisory fees.

How much does it cost to offer the ForUsAll 401(k)?

The ForUsAll 401(k) has a $120/mo. base fee, a $6/mo. participant fee and asset fees that range from 0.40% annual asset fee.

How much does it cost to add Advisor+ to my current 401(k)?

ForUsAll charges advisory fees between 0.20% and 0.40%, depending on the total size of the plan.

What makes the ForUsAll 401(k) and Advisor+ different from other 401(k) plan options?

ForUsAll can help by: (1) fully integrating the 401(k) with your payroll; (2) automating the day-to-day administrative work, including signing the form 5500; (3) providing a broad range of help to employees; and (4) providing a range of self-directed windows to give employees more choice and flexibility.

What is the process for setting up a 401(k) plan for our company?

You can easily setup a 401(k) with ForUsAll in 3 simple steps: (1) open an account; (2) customize your plan and integrate your payroll in a few clicks; (3) Go live.

How do we choose the right investment options for our 401(k) plan?

Employers have three options: (1) adopt the ForUsAll core menu of mutual funds which ForUsAll has carefully selected; (2) Work with ForUsAll to customize the core menu; (3) add a self-directed brokerage and/or crypto window which allow employees to go beyond the standard investment menu.

What is our role in administering the 401(k) plan and how much time will it take?

ForUsAll will automate the day-to-day administrative work, provides both investment and administrative fiduciary services and provides help to your employees. Your role will be to monitor ForUsAll as your service provider which we make easy with quarterly 401(k) committees.

What is the role of an Advisor in offering your 401(k) solutions?

An Advisor can play an important role in helping clients choose the right 401(k) solution and investment options, as well as providing ongoing support and advice. Advisors can also use your 401(k) solutions as a way to diversify their offerings and attract new clients.

What is a 401(k) plan?

A 401(k) is a type of retirement savings plan that allows employees to contribute a portion of their income to a tax-deferred account. The contributions, along with any investment gains, can then be used to provide income during retirement.

Who is eligible to participate in a 401(k) plan?

Eligibility requirements vary between 401(k) plans, but generally employees who meet certain age and service requirements can enroll in the plan. Some plans may also have limits on how much you can contribute.

How much can I contribute to my 401(k) plan?

The maximum contribution limit for 401(k) plans is set by the government and is subject to change each year. In 2022, the limit is $19,000, or $25,000 if you're 50 or older.

How do I enroll in the 401(k) plan?

Enrolling in a 401(k) plan is typically done through your employer's HR or benefits department. They can provide you with information on how to enroll, what investment options are available, and how to make contributions.

How are my contributions invested?

Your contributions to a 401(k) plan can be invested in a variety of financial products, such as stocks, bonds, and mutual funds. The specific investment options available to you will depend on your employer's 401(k) plan.

Can I change my investments?

Yes, you can usually change your investments within your 401(k) plan. This can typically be done online or through your employer's HR or benefits department.

When can I withdraw my money from the 401(k) plan?

In general, you can start withdrawing money from your 401(k) plan once you reach age 59 1/2. However, there may be penalties for withdrawing money before reaching this age.

How do I take a loan from my 401(k) plan?

Some 401(k) plans allow you to take a loan from your account. The specific loan terms and requirements will depend on your employer's plan. You can usually find information on taking a loan from your 401(k) plan through your employer's HR or benefits department.

Who is the ForUsAll 401(k) product best suited for?

The ForUsAll 401(k) is best suited for companies setting up a new 401(k) plan or looking to change their current 401(k) provider.

What sets the ForUsAll 401(k) apart from other 401(k) solutions?

The ForUsAll 401(k) offers more investment choices with self-directed windows, which can provide employees with more opportunities for growth. It also has payroll integration and automated administration features that can save time and reduce errors. Additionally, ForUsAll includes an advisor for employees to help them grow their retirement savings, as well as fiduciary protection to protect the company.

Can we choose our own investments with ForUsAll?

Yes, you can work with ForUsAll to customize your investment menu and/or add self-directed windows which allow employees to go beyond the core menu to invest in any a broad range of stocks, bonds, mutual funds, ETFs or cryptocurrencies that are available in the windows.

How does the payroll integration with the ForUsAll 401(k) work?

ForUsAll's payroll integrations streamline the 401(k) contribution process by automatically deducting contributions from employees' paychecks and depositing them into their 401(k) accounts. This can save time and reduce errors.

How does ForUsAll help employees?

ForUsAll's can provide holistic financiall wellness and 401(k) advice to your employees via 1:1 advisory sessions, webinars alongside a broad range of personalized communications and online tools.

How does ForUsAll protect the company from fiduciary liability?

ForUsAll offers fiduciary protection to help protect the company from legal and financial responsibility for the 401(k) plan. This includes providing the necessary support and resources to ensure plan compliance, as well as helping to manage investment risks and protect employee benefits.

What is RK & TPA?

RK is Recordkeeping and TPA stands for Third-Party Administration. These are services that help manage the administrative and compliance responsibilities of a 401(k) plan, such as processing contributions and withdrawals, preparing required reports, and ensuring plan compliance.

Who is the Advisor+ product best suited for?

Advisor+ is best for companies looking to upgrade their current 401(k) plan and lower costs without changing providers.

How does Advisor+ work with our existing 401(k) provider?

Advisor+ is designed to work with your existing 401(k) provider, making it easy to upgrade your plan and take advantage of its features without having to change providers.

How does the payroll integration with Advisor+ work?

ForUsAll's payroll integrations streamline the 401(k) contribution process by automatically syncing payroll with your recordkeeper, saving time and reducing errors. No more manually updating savings rates or loans in payroll. No more manually uploading payroll files.

How does ForUsAll help employees?

ForUsAll's can provide holistic financiall wellness and 401(k) advice to your employees via 1:1 advisory sessions, webinars alongside a broad range of personalized communications and online tools.

How does ForUsAll protect the company from fiduciary liability?

ForUsAll offers fiduciary protection to help protect the company from legal and financial responsibility for the 401(k) plan. This includes providing the necessary support and resources to ensure plan compliance, as well as helping to manage investment risks and protect employee benefits.

How does Advisor+ help lower the costs of our 401(k) plan?

ForUsAll can help negotiate lower recordkeeping fees by obtaining competitive quotes from leading 401(k) recordkeeping platforms. ForUsAll can then directly negotiate with your provider on your behalf to help ensure you get competitive fees for your plan.

How does ForUsAll protect the company from fiduciary liability?

ForUsAll offers fiduciary protection to help protect the company from legal and financial responsibility for the 401(k) plan. This includes providing the necessary support and resources to ensure plan compliance, as well as helping to manage investment risks and protect employee benefits.

What makes ForUsAll’s Alt401(k) the right crypto 401(k) for me or my employees?

ForUsAll has no investment minimums, offers direct investment access to multiple cryptocurrencies in the 401(k), and provides ongoing customer support. Our user interface is simple, and increases the options for investors to diversify their retirement nest egg. Because of our integration with Coinbase Institutional, you don’t have to go through the hassle of choosing an exchange or creating a wallet.

What cryptocurrencies are available in the window?

We currently support the following crypto tokens for trading: BTC, ETH, USDC, DOT, SOL, ADA, SOL and will be supporting the CoinDesk Market Select Index soon.

How much money can I transfer to my Self-Directed Crypto Window?

You can transfer up to 5% of your 401(k) balance to cryptocurrency. You can set ongoing contributions to the Self-Directed Crypto Window, at up to 5% of your 401(k) contributions. Once the funds are transferred into the crypto window, the allocation will show up as “Buying Power,” which you can then use to buy crypto.

Will I be able to contribute pre-tax or post-tax dollars into the Alt401(k)?

You can make contributions on a pre-tax or post-tax (Roth) basis and elect to have part of that contribution go directly to the Self-Directed Crypto Window.

How is ForUsAll's crypto 401(k) different from Fidelity's Bitcoin 401(k)?

At ForUsAll, we believe that diversification is critical to an appropriately balanced retirement portfolio. Our crypto 401(k) solution provides access to wide range of cryptocurrencies, as opposed to just Bitcoin. Additionally, our solution does not put cryptocurrency in the core investment menu. Instead, we make crypto access available via a self-directed crypto window designed for sophisticated investors. Participants can only access that window after going through comprehensive risk disclosures. Lastly, we set a default cap of 5% for crypto allocations, and send proactive portfolio alerts when allocations exceed that range. This gives employees the option to reinvest crypto into traditional asset classes.

What are the fees for the Self-Directed Crypto Window?

Custody and administration fee: A monthly fee of 0.083% of the average daily balance in the crypto window once the crypto window. This fee will be billed quarterly. Plan services fee: In addition to the 1% annual custody and administration fee, the employee will continue to pay a plan services fee on the assets they hold in the Self-Directed Crypto Window. Cryptocurrency trades: When you place a trade, you will be charged a trading fee that is based on the monthly trading volume of all of ForUsAll’s clients during the prior month. The maximum trading fee is 0.15%.

Where is the cryptocurrency held?

Cryptocurrency is stored digitally. When cryptocurrency is stored on a device or account that is connected to the network, that is a “hot wallet.” When cryptocurrency is stored on devices that are completely disconnected from any networks, that is “cold storage.” It is not connected to a network and it is safer, because hackers can’t hack the network to gain access to it. All cryptocurrency is held in cold storage for security after each trade.

How do I keep track of keys for the crypto in my 401(k)?

You do not need to keep track of keys. Our Self-Directed Crypto Window is powered by Coinbase Institutional Custody. Coinbase will keep keys for you. You simply log in to www.ForUsAll.com to access your Self-Directed Crypto Window.

Is there a minimum I need to maintain in the Self-Directed Crypto Window?

No, there is no minimum deposit required by ForUsAll. This means you can trade or invest as little as you want.

What happens if I have another 401(k) account?

You can roll over your existing 401(k) assets to ForUsAll’s Alt401(k).

How can I get access to crypto in my 401(k)?

If your employer already has their 401(k) plan with ForUsAll, they can reach our customer success team to activate the Self-Directed Crypto Window. If your employer doesn’t use ForUsAll for their 401(k), but you’d still like access to crypto, contact us and we’ll get in touch with your employer.

How do PEOs benefit from offering your 401(k) solutions to their clients?

PEOs can work with ForUsAll to provide a turnkey, fully automated 401(k) to their clients. ForUsAll can integrate with your current process and payroll providing a seamless experience for your employer and employee clients.

Can Accountants offer your 401(k) solutions to their clients?

Yes, Accountants can offer ForUsAll solutions to their clients as a way to provide additional value and diversify their services. Accountants can help clients with plan setup, investment selection, and ongoing support.

How does the process of setting up a 401(k) plan for a client work?

That depends on the level of involvement that our partners want to play. Some partners want to simply refer their clients ForUsAll, while others want to play active roles in setting up the 401(k), customizing investment menus and plan design and want to be the face of the 401(k) on an ongoing basis. We can faciltate both.

What is the ongoing support and resources available for partners?

Each partner client receives a dedicated team and Relationship Manager to support your account and all clients, as well as access to dashboards and reports for their client's 401(k) plans.

How are commissions and compensation structured for partners?

Our platofrm allows you to insert your own fees on top of the platform. ForUsAll collects those fees on your behalf quarterly and distributes to you

What is a Safe Harbor 401(k)?

A safe harbor plan is a type of 401(k) where employers commit to a minimum employer contributions in exchange for automatically passing key IRS non-discrimination tests. With a safe harbor plan, employers can choose to offer a match (typically 4%) or non-elective contribution of 3%.

What types of safe harbor plans are there?

Basically, you have three options for safe harbor contributions: (1) Basic match; (2) Enhanced match; or (3) Non-elective. With the basic match, the company matches up to 4% of eligible employee pay in tiers. You match 100% on the first 3% employees contribute, plus 50% match on the next 2% they defer. For example, if an employee earns $50,000 and saves 4% of their pay ($2,000), you will first match 100% of the first 3% they saved ($50,000 x 3% x 100%=$1,500) plus 50% on the next 1% they save ($50k x 1% x 50%=$250). The total match would be $1,750 ($1800 + $300). Great for Companies on a budget that expect low participation. With an enhanced match, the company matches at least 100% of the first 4% that employees contribute. You can increase your match rate as high as you’d like (e.g., 200% of employee contributions) but you can’t require employees to save more than 6% of their pay to get the full match. Enhanced matches are great for companies looking to attract and retain top talent. With a nonelective Safe Harbor, the company contributes 3% or more of each employee’s pay, regardless of whether or not the employee saves in the plan. For example, if an employee makes $70,000, you will have to contribute $2,100 even if they don’t save anything in the plan. A non-elective is great for companies on a budget that expect high participation or owners that want to maximize tax-savings by adding a profit-sharing plan.

How can I offer a safe harbor plan on a budget?

First, Secure Act 2.0 provides valuable tax credits which may cover all of the admin fees and up to $1k per employee that receives a contribution. Second, you can require employees to work at the company for a year before they are eligible for the company contribution. Lastly, consider the non-elective - which is cheaper than the basic match when participation is above 75%.

What options do I have for safe harbor vesting?

The basic match, enhanced match and nonelective contributions all must vest immediately. That said, you can make additional contributions (profit-sharing or match) with vesting schedules as long as 6 years.

How do safe harbor plans help with annual non-discrimination testing?

Safe harbor contributions allow employers to automatically pass the actual deferral percentage test (ADP test) and the actual contribution percentage test (ACP test) if only safe harbor contributions are made. You may also automatically meet the top-heavy requirements.

When can a company set up a safe. harbor plan?

If you are starting a new safe harbor plan with a match, employees need to be able to contribute at least 3 months - so set up the plan in September to be safe so that it is live by 10/1. If you are starting a non-elective safe harbor you have until December 1 to start the plan. However, if you are modifying an existing plan, you must amend your existing plan and send notices by 12/1.

What is a 401(k) plan and why might our company want to offer one?

A 401(k) plan is a type of retirement savings plan that allows employees to contribute a portion of their income to a tax-deferred account. By offering a 401(k) plan, your company can attract and retain employees, provide a valuable benefit, and potentially reduce taxes.

What are the costs associated with offering a 401(k) plan?

The costs of offering a 401(k) plan can include administrative and recorkeeping fees, investment management fees, and advisory fees.

How much does it cost to offer the ForUsAll 401(k)?

The ForUsAll 401(k) has a $120/mo. base fee, a $6/mo. participant fee and asset fees that range from 0.40% annual asset fee.

How much does it cost to add Advisor+ to my current 401(k)?

ForUsAll charges advisory fees between 0.20% and 0.40%, depending on the total size of the plan.

What makes the ForUsAll 401(k) and Advisor+ different from other 401(k) plan options?

ForUsAll can help by: (1) fully integrating the 401(k) with your payroll; (2) automating the day-to-day administrative work, including signing the form 5500; (3) providing a broad range of help to employees; and (4) providing a range of self-directed windows to give employees more choice and flexibility.

What is the process for setting up a 401(k) plan for our company?

You can easily setup a 401(k) with ForUsAll in 3 simple steps: (1) open an account; (2) customize your plan and integrate your payroll in a few clicks; (3) Go live.

How do we choose the right investment options for our 401(k) plan?

Employers have three options: (1) adopt the ForUsAll core menu of mutual funds which ForUsAll has carefully selected; (2) Work with ForUsAll to customize the core menu; (3) add a self-directed brokerage and/or crypto window which allow employees to go beyond the standard investment menu.

What is our role in administering the 401(k) plan and how much time will it take?

ForUsAll will automate the day-to-day administrative work, provides both investment and administrative fiduciary services and provides help to your employees. Your role will be to monitor ForUsAll as your service provider which we make easy with quarterly 401(k) committees.

What is the role of an Advisor in offering your 401(k) solutions?

An Advisor can play an important role in helping clients choose the right 401(k) solution and investment options, as well as providing ongoing support and advice. Advisors can also use your 401(k) solutions as a way to diversify their offerings and attract new clients.

What is a 401(k) plan?

A 401(k) is a type of retirement savings plan that allows employees to contribute a portion of their income to a tax-deferred account. The contributions, along with any investment gains, can then be used to provide income during retirement.

Who is eligible to participate in a 401(k) plan?

Eligibility requirements vary between 401(k) plans, but generally employees who meet certain age and service requirements can enroll in the plan. Some plans may also have limits on how much you can contribute.

How much can I contribute to my 401(k) plan?

The maximum contribution limit for 401(k) plans is set by the government and is subject to change each year. In 2022, the limit is $19,000, or $25,000 if you're 50 or older.

How do I enroll in the 401(k) plan?

Enrolling in a 401(k) plan is typically done through your employer's HR or benefits department. They can provide you with information on how to enroll, what investment options are available, and how to make contributions.

How are my contributions invested?

Your contributions to a 401(k) plan can be invested in a variety of financial products, such as stocks, bonds, and mutual funds. The specific investment options available to you will depend on your employer's 401(k) plan.

Can I change my investments?

Yes, you can usually change your investments within your 401(k) plan. This can typically be done online or through your employer's HR or benefits department.

When can I withdraw my money from the 401(k) plan?

In general, you can start withdrawing money from your 401(k) plan once you reach age 59 1/2. However, there may be penalties for withdrawing money before reaching this age.

How do I take a loan from my 401(k) plan?

Some 401(k) plans allow you to take a loan from your account. The specific loan terms and requirements will depend on your employer's plan. You can usually find information on taking a loan from your 401(k) plan through your employer's HR or benefits department.

Who is the ForUsAll 401(k) product best suited for?

The ForUsAll 401(k) is best suited for companies setting up a new 401(k) plan or looking to change their current 401(k) provider.

What sets the ForUsAll 401(k) apart from other 401(k) solutions?

The ForUsAll 401(k) offers more investment choices with self-directed windows, which can provide employees with more opportunities for growth. It also has payroll integration and automated administration features that can save time and reduce errors. Additionally, ForUsAll includes an advisor for employees to help them grow their retirement savings, as well as fiduciary protection to protect the company.

Can we choose our own investments with ForUsAll?

Yes, you can work with ForUsAll to customize your investment menu and/or add self-directed windows which allow employees to go beyond the core menu to invest in any a broad range of stocks, bonds, mutual funds, ETFs or cryptocurrencies that are available in the windows.

How does the payroll integration with the ForUsAll 401(k) work?

ForUsAll's payroll integrations streamline the 401(k) contribution process by automatically deducting contributions from employees' paychecks and depositing them into their 401(k) accounts. This can save time and reduce errors.

How does ForUsAll help employees?

ForUsAll's can provide holistic financiall wellness and 401(k) advice to your employees via 1:1 advisory sessions, webinars alongside a broad range of personalized communications and online tools.

How does ForUsAll protect the company from fiduciary liability?

ForUsAll offers fiduciary protection to help protect the company from legal and financial responsibility for the 401(k) plan. This includes providing the necessary support and resources to ensure plan compliance, as well as helping to manage investment risks and protect employee benefits.

What is RK & TPA?

RK is Recordkeeping and TPA stands for Third-Party Administration. These are services that help manage the administrative and compliance responsibilities of a 401(k) plan, such as processing contributions and withdrawals, preparing required reports, and ensuring plan compliance.

Who is the Advisor+ product best suited for?

Advisor+ is best for companies looking to upgrade their current 401(k) plan and lower costs without changing providers.

How does Advisor+ work with our existing 401(k) provider?

Advisor+ is designed to work with your existing 401(k) provider, making it easy to upgrade your plan and take advantage of its features without having to change providers.

How does the payroll integration with Advisor+ work?

ForUsAll's payroll integrations streamline the 401(k) contribution process by automatically syncing payroll with your recordkeeper, saving time and reducing errors. No more manually updating savings rates or loans in payroll. No more manually uploading payroll files.

How does ForUsAll help employees?

ForUsAll's can provide holistic financiall wellness and 401(k) advice to your employees via 1:1 advisory sessions, webinars alongside a broad range of personalized communications and online tools.

How does ForUsAll protect the company from fiduciary liability?

ForUsAll offers fiduciary protection to help protect the company from legal and financial responsibility for the 401(k) plan. This includes providing the necessary support and resources to ensure plan compliance, as well as helping to manage investment risks and protect employee benefits.

How does Advisor+ help lower the costs of our 401(k) plan?

ForUsAll can help negotiate lower recordkeeping fees by obtaining competitive quotes from leading 401(k) recordkeeping platforms. ForUsAll can then directly negotiate with your provider on your behalf to help ensure you get competitive fees for your plan.

How does ForUsAll protect the company from fiduciary liability?

ForUsAll offers fiduciary protection to help protect the company from legal and financial responsibility for the 401(k) plan. This includes providing the necessary support and resources to ensure plan compliance, as well as helping to manage investment risks and protect employee benefits.

What makes ForUsAll’s Alt401(k) the right crypto 401(k) for me or my employees?

ForUsAll has no investment minimums, offers direct investment access to multiple cryptocurrencies in the 401(k), and provides ongoing customer support. Our user interface is simple, and increases the options for investors to diversify their retirement nest egg. Because of our integration with Coinbase Institutional, you don’t have to go through the hassle of choosing an exchange or creating a wallet.

What cryptocurrencies are available in the window?

We currently support the following crypto tokens for trading: BTC, ETH, USDC, DOT, SOL, ADA, SOL and will be supporting the CoinDesk Market Select Index soon.

How much money can I transfer to my Self-Directed Crypto Window?

You can transfer up to 5% of your 401(k) balance to cryptocurrency. You can set ongoing contributions to the Self-Directed Crypto Window, at up to 5% of your 401(k) contributions. Once the funds are transferred into the crypto window, the allocation will show up as “Buying Power,” which you can then use to buy crypto.

Will I be able to contribute pre-tax or post-tax dollars into the Alt401(k)?

You can make contributions on a pre-tax or post-tax (Roth) basis and elect to have part of that contribution go directly to the Self-Directed Crypto Window.

How is ForUsAll's crypto 401(k) different from Fidelity's Bitcoin 401(k)?

At ForUsAll, we believe that diversification is critical to an appropriately balanced retirement portfolio. Our crypto 401(k) solution provides access to wide range of cryptocurrencies, as opposed to just Bitcoin. Additionally, our solution does not put cryptocurrency in the core investment menu. Instead, we make crypto access available via a self-directed crypto window designed for sophisticated investors. Participants can only access that window after going through comprehensive risk disclosures. Lastly, we set a default cap of 5% for crypto allocations, and send proactive portfolio alerts when allocations exceed that range. This gives employees the option to reinvest crypto into traditional asset classes.

What are the fees for the Self-Directed Crypto Window?

Custody and administration fee: A monthly fee of 0.083% of the average daily balance in the crypto window once the crypto window. This fee will be billed quarterly. Plan services fee: In addition to the 1% annual custody and administration fee, the employee will continue to pay a plan services fee on the assets they hold in the Self-Directed Crypto Window. Cryptocurrency trades: When you place a trade, you will be charged a trading fee that is based on the monthly trading volume of all of ForUsAll’s clients during the prior month. The maximum trading fee is 0.15%.

Where is the cryptocurrency held?

Cryptocurrency is stored digitally. When cryptocurrency is stored on a device or account that is connected to the network, that is a “hot wallet.” When cryptocurrency is stored on devices that are completely disconnected from any networks, that is “cold storage.” It is not connected to a network and it is safer, because hackers can’t hack the network to gain access to it. All cryptocurrency is held in cold storage for security after each trade.

How do I keep track of keys for the crypto in my 401(k)?

You do not need to keep track of keys. Our Self-Directed Crypto Window is powered by Coinbase Institutional Custody. Coinbase will keep keys for you. You simply log in to www.ForUsAll.com to access your Self-Directed Crypto Window.

Is there a minimum I need to maintain in the Self-Directed Crypto Window?

No, there is no minimum deposit required by ForUsAll. This means you can trade or invest as little as you want.

What happens if I have another 401(k) account?

You can roll over your existing 401(k) assets to ForUsAll’s Alt401(k).

How can I get access to crypto in my 401(k)?

If your employer already has their 401(k) plan with ForUsAll, they can reach our customer success team to activate the Self-Directed Crypto Window. If your employer doesn’t use ForUsAll for their 401(k), but you’d still like access to crypto, contact us and we’ll get in touch with your employer.

How do PEOs benefit from offering your 401(k) solutions to their clients?

PEOs can work with ForUsAll to provide a turnkey, fully automated 401(k) to their clients. ForUsAll can integrate with your current process and payroll providing a seamless experience for your employer and employee clients.

Can Accountants offer your 401(k) solutions to their clients?

Yes, Accountants can offer ForUsAll solutions to their clients as a way to provide additional value and diversify their services. Accountants can help clients with plan setup, investment selection, and ongoing support.

How does the process of setting up a 401(k) plan for a client work?

That depends on the level of involvement that our partners want to play. Some partners want to simply refer their clients ForUsAll, while others want to play active roles in setting up the 401(k), customizing investment menus and plan design and want to be the face of the 401(k) on an ongoing basis. We can faciltate both.

What is the ongoing support and resources available for partners?

Each partner client receives a dedicated team and Relationship Manager to support your account and all clients, as well as access to dashboards and reports for their client's 401(k) plans.

How are commissions and compensation structured for partners?

Our platofrm allows you to insert your own fees on top of the platform. ForUsAll collects those fees on your behalf quarterly and distributes to you

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This material has been prepared for informational and educational purposes only and should not be construed as a recommendation by ForUsAll, Inc., its affiliates or employees (collectively, “ForUsAll”)  to activate a cryptocurrency window or invest in crypto.  Investing in crypto can be risky and investors must be able to afford to lose their entire investment.  You should consult with your own advisers before activating a cryptocurrency window or investing in crypto.  ForUsAll does not provide legal, tax, or accounting advice. Please refer to your Plan's fee disclosure for more details.© 2023 ForUsAll, Inc. All rights reserved.
1 Schwab 2022 401(k) Participant Study - Gen Z/Millenial Focus, October 2022.
2 As of 12/31/2022. Employees include both current employees and terminated participants with a balance.
3 "Morgan Stanley At Work: The Value of a Financial Advisor" Morgan Stanley, March 2022.
4 Sarah Britton was a client when she provided this testimonial through an independent third party review website. She received no compensation for her remarks. There are no known conflicts of interest in the provision of her comments related to the services provided.
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